I have been considering/thinking of investing my CPF OA through Endowus for the longest time but never really acted on it. Our CPF OA currently have around $40k each which can last/buffer our housing loan payment for ~4 years+ assuming we stopped working for whatever reasons (FIRE/retrenched/break). CZM might stop working anytime so I will leave her OA untouched and build the buffer as much as possible but for myself, I will probably still be working for the next 9 years (our goal is to FIRE by 40) so I can be more aggressive. Oh well, I think I should just close my eyes and whack the Lion Global Infinity US 500 Stock Index Fund using Fund Smart. Risk Profile Goal type: General wealth accumulation Risk tolerance: Maximise returns (loss tolerance -60%) Monthly investment using SRS: $638...