Crypto. Yes, the buzzword of 2021 as the crazy surge in the price of Bitcoin and other cryptos saw explosive interest both from the institutional side and retail side and even Grab drivers are talking about them. Why is everyone talking about it? I briefly mentioned before that 2021 will be the year of crypto, and that is because we saw unprecedented amount of money printing by the Federal Reserve, which drove asset prices up and we saw crazy, sky high inflation of 4.2%. We went through serveral rounds of FUD, Elon Musk toying with the market and the Bitcoin narrative attacked over and over by big names and also other big names switching their views and joining the crypto train. With Bitcoin and Ethereum ETFs underway, I expect a wall of money to flow into crypto in months and years to come. Even as I am writing this, crypto is still an extremely young asset class...