Rental per month has increased from 2.4k in the beginning of 2019 to 2.6k(fixed for next 2 years) now, which is 2.63% pa. This is likely due to a general increase in the rental index. Rentals of non-landed properties in CCR increased by 2.9%, compared with the 1.2% decrease in the previous quarter. Rentals in RCR increased by 2.0%, compared with the 0.9% increase in the previous quarter. Rentals in OCR increased by 2.1%, compared with the 0.9% increase in the previous quarter. Tenants now seems to be more flexible with the rental price, marking up doesn't seem to be an issue for them. There is also a general increase in take up rate. With our property loan fixed for 5 years at 1.5% and with a gradual increase in rental rate, seems like the difference between the interest rate and the rental yield is increasing comfortably....