I never expected this post to be so long. And it took at least 5 times the time I originally planned. Checking the facts and recalling the thinking then was the time-consuming part.
But it was worth it. I took this opportunity to have a careful review of the whole journey and hopefully I could offer something of value to you as well.
And I found out that certain things were just hidden away from my sight, but they were never lost.
Three things to take note:
1. I did a more throughout assessment and found out that the “lost” returns was actually over 300K, instead of the 200K I derived from the ball park estimate
