For many HDB flat owners in Singapore, their home is built on a lifetime of savings. With the right planning, this asset can be used to create a financially comfortable retirement. While there are many possible ways to monetise an HDB flat, here are 4 methods to consider as you plan for your golden years. 1. Sell Remaining Lease Back To HDB If you are aged 65 and above, the Lease Buyback Scheme from HDB is a great way to continue living in your flat while monetising it. There is no need to change your lifestyle; the only difference is that you are selling part of your flat’s lease to HDB to receive a cash bonus of up to S$20,000. The scheme allows you to retain up to 35 years of the lease as long as you cover the youngest owner until they are at least 95 years old. In addition, you’ll need to top up your CPF Retirement Account with part of your proceeds....