It has been a while since I last read a physical book on personal finance. Today, I am going to share my review on a book that I've just completed - The A to Z Guide To Retirement Planning (2016), by a local author, Patrick Chang. I got to know Patrick via social media for one year plus, finally we managed to arrange for a kopi session last month and gotten a copy of this autographed book from him. The book breaking down the gigantic topic of Retirement Planning into 26 chapters (hint hint from the book title :-)), make it easier to digest and readers can pick and choose whichever topics of their interest to "wallop" first as each chapter can be consumed individually. For me, I approach it systematically i.e. literally from A to Z.... It covers practically all the thinkable topics related to retirement planning (from cashflow, budgeting, insurance to various investment schemes etc.)...