So you’re talking to a financial advisor and are currently stuck on whether you should invest via iFAST or an investment-linked policy (ILP). This is a great question to ask especially since you’re entrusting someone else with your money. In this post, we go through the considerations you’ll need to decide if you should get an ILP or invest through iFAST. At the end of this post, we compare the differences in returns between them. Considerations Before Deciding on iFAST or an ILP Access to Funds Firstly, you’ll have to consider the access to funds that the ILP offers as compared to iFAST. Different ILPs in the market have access to different unit trusts. These unit trusts might or might not be the same as what is currently being offered by iFAST, and is one of the first considerations you should have when making your decision. iFAST offers 253 fund managers to choose from....