The COVID-19 pandemic created a tale of two economies: those who were able to save, and those who struggled to make ends meet. It highlighted the importance of building up an emergency savings fund. But of course, sometimes the hardest thing about saving money is simply getting started. Savings need not only be in terms of money in the bank, it could also be on your spending habits. Once saving becomes second nature, you’ll easily build up an emergency fund, retirement savings and even an investment bucket! Below are six ways to help you develop a simple and realistic strategy to save for all your short- and long-term savings goals. Record your expenses The first step to start saving money is to figure out how much you spend. Keep track of all your expenses—that means every coffee, household item and loan you need to pay off. Highlighting your...