I spent the greater part of my morning adding Fractal Market Analysis into my Early Retirement Masterclass Web App. Even as I’ve automated the process of rolling out new code into the cloud, half of the time I was trying to cope with some fundamental changes in the way we do software engineering – for example, today I learned the hard way that Github now requires two-factor authentication.

On the other hand, today is a special day for local dividends investors. 28th September 2021 marks the end of dividends season for Q3 2021. If you’ve been playing the same game as I do, 4.30pm is a great time to look at your bank account, after which you will not see much moolah for the next 6-8 weeks.

The question I want readers to ask themselves is: how long can you do your shit until you start feeling the effects of professional decline?