The AIA Beyond Critical Care is a critical illness insurance policy that provides basic protection against major stage critical illnesses (CIs), CI relapses, and mental illnesses. On top of the above coverage, the policy also offers a premium refund. With additional add-ons, the policy provides additional protection against 104 early, intermediate and major CIs, and premium waivers if you encounter a CI condition. Criteria Sum Assured Minimum sum assured of $50,000. Basic Product Features Premium Policy Terms For AIA Beyond Critical Care, there are 2 coverage options: a coverage term to either Age 85 or For at least 30 years.   Whichever is later. What this means is that once you reach either 85 or a term of at least 30 years, the insurance coverage will end. Premium Payment Terms Payable throughout the premium term of the policy. As with all CI premiums, premiums are not guaranteed...