DBS Group (SGX: D05), Singapore’s largest bank, is the third and final bank to report its fiscal 2021 third quarter (3Q2021) results. Just two days ago, OCBC Ltd (SGX: O39) and United Overseas Bank Ltd (SGX: U11) had reported strong earnings of S$1.2 billion and S$1.05 billion, respectively. DBS handily beat those numbers with its 3Q2021 net profit coming in at S$1.7 billion. To top it off, the lender also reported a record net profit of S$5.4 billion for the first nine months of this year (9M2021). An interim dividend of S$0.33 per share was declared, up from the S$0.18 in the prior year. For 9M2021, the total dividend per share stood at S$0.84, 21.7% higher than the S$0.69 paid out in 9M2020. Here are five highlights from the bank’s latest earnings report card. Flat revenue with lower allowances For 3Q2021, DBS reported a 3% year on year decline in net interest income to S$2.1 billion as its net interest margin (NIM) weakened....