As the year come to a close, its time for us to do our annual reconciliation and look at how we did financially this year, and then chart down some actionables for us for the new year. The new year is just next week!

Mr Budget’s Net Worth Grew 229% From 2020

For Mr Budget, 2021 has been another great year in the personal finance side of things. Mr Budget’s net worth grew 229% from S$540,000 last year to about S$1,780,000 this year. This represents an increase of +$1,240,000 excluding our mortgage and property calculation.

Mr Budget	2018	2019	2020	2021	% Change
Net Worth	$153,000	$285,000	$540,000	$1,780,000	+229%
Singapore Portfolio	$35,000	$77,000	$60,000	–	– 100%
US Portfolio	$46,000	$45,000	$250,000	$135,000	– 46%
Crypto	$0	$0	$35,000	$1,400,000	+3900%

Mrs Budget’s Net Worth Grew 188% From 2019

For Mrs Budget, 2021 has also been a great year. Mrs Budget’s net worth grew 188% from S$434,000 last year to about S$1,250,000 this year. This represents an increase of +$816,000 excluding our mortgage and property calculation.

Item	2019	2020	2021	% Change
Net Worth	$250,000	$434,000	$1,250,000	+188%

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