Bye 2021! It has been a huge year for me as I experienced changes in my career, finances and also on a personal level. Of course, this post will very much be on my finances and portfolio updates as I think overall it has performed pretty well. In terms of my investments this year, I have really increased my risk tolerance and went ahead to allocate more into cryptocurrencies as I find out more about the used cases and how it can provide a better growth rate for my money due to the many various reasons (mainly due to cutting out the middleman). I got the chance to explore DeFi as I joined the Chain Debrief community and it’s been a journey of discovery. Although I have discovered many ways to grow my money, there is a lack of funds as there is only so much I can work...