- Personal loan from my own OA account for property purchase
Having received $14k of interests from my CPF savings for 2021, I am getting greedy. I ponder whether to earn more interests by transferring funds from CPF Ordinary Account (OA) to Special Account (SA). The Full Retirement Sum (FRS) is $192,000 for members who turn age 55 in year 2022. My current Special Account balance is $178,795.29. I have sufficient funds in my OA to transfer $13,204.71 to SA for attainment of FRS instantly. However, I decided not to attain FRS this year for 2 reasons.