A New Year has arrived once again, and it promises to be one filled with hope and optimism. And as 2022 rolls in, it’s also time to think about building your own passive income portfolio using great, well-run companies. You can choose to use either your cash or your CPF balance to make such investments. As a reminder, CPF balances enjoy that once-in-a-year interest crediting, with the Ordinary Account (OA) enjoying a 2.5% rate and the Special Account (SA) boasting a 4% interest rate. The CPF OA provides a near risk-free return. However, you may find it tough to beat inflation, which has risen to an eight-year high recently. The SA may earn a 4% interest rate, but you cannot use it to invest in shares or exchange-traded funds (ETFs). The other option to consider, of course, is to invest your CPF in stable, dividend-paying stocks that offer the chance for long-term capital appreciation....