FIRE – Financial Independence, Retire Early – has been the rage in the past few years or so. Personally, I don’t even think this is an unrealistic fad like some people think; in fact, I believe we have little choice in the matter. What is FIRE? For the uninitiated, FIRE is a movement where people try to retire much earlier than the typical ages of around 60 to 65. FIRE proponents typically save and invest aggressively in order to retire in their forties, some even in their thirties. Like COVID-19, Lokis, and Spider-men, FIRE also several variants. There is “Fat FIRE”, where one can maintain a high standard of living throughout their working and retirement years, possibly due to having a high disposable income, and then there’s the more traditional “Lean FIRE” where it’s characterised by extreme frugality before and after retirement....