I am now nearer to the 30s than to being 20 as I will turn 27 in 2022. Shocking how time flies but 2020 and 2021 cannot be considered as being normal (as we stayed at home and time flew past doing nothing) so maybe I am actually still 25 years old? HAHA, I do really get a sense that I have wasted 2 years away because I haven't had to experience many things. I was supposed to fly overseas but that didn't happen as with the other trips that would have normally been planned. As we experience some back to normal (back to office physically), I like to also list down some financial goals for 2022. Just a short one for me to revisit at the mid-year mark and end of year to see how I am progressing. As I mentioned in my end of year portfolio review,...