I just updated my Google Sheet numbers for the end Jan 2022 cash, securities, robo-advisors, cryptos, CPF-OA and liquid assets positions. It’s not looking good but that is to be expected given the recent bad performance in tech stocks and crypto markets. I invested more of my spare cash manually into these markets and even increased my dollar-cost averaging amounts. But that’s not enough to offset the fall in their values. For the first time in the past 2 years since Covid hit (bear market in Mar 2020 and a quick recovery after that), my liquid assets has gone down significantly to the point where monthly capital injections failed to make any difference. It was already getting close in the past few months but my regular capital injections had kept my liquid assets afloat by keeping the investment portfolio value steady. This time around, the fall in both the tech...