In 2021, I allocated a rather substantial portion into cryptocurrencies as we saw more acceptance from both the retail and institutions. Also, because of the lower entry barrier and possible higher upside growth, I find that I am slowly allocating funds to cryptocurrency.
Even as I allocate a portion to cryptocurrencies, I still find it important to have stocks in my investment portion and to diversify accordingly. With the limited funds I have, I DCA into both stocks and crypto.
Is cash still needed in a portfolio?
A lot of crypto platforms both centralised and decentralised provide amazing yields on your stablecoins and it seems that holding cash is pretty detrimental to your whole network as it depreciates in value considering the inflation rate that we are facing. Although of course, our main medium of exchange right now is still fiat, I find it equally important to have sufficient...