Growing up, eating out at a hawker centre was a sweet perk to Loo Cheng Chuan. And an annual family feast used to be Kentucky Fried Chicken — the “highest form of luxury we could ever get”. Loo is better known today as the “CPF millionaire”. His claim to fame is in reaching $1 million in the combined CPF savings of him and his wife at 45 years old, in 2018.  He is the founder of the 1M65 Movement — the movement to hit $1 million by age 65 — through which he teaches investment strategies to those faithful to this million-dollar goal. By optimising the use of his and his spouse’s CPF funds, he has since updated their goal to be 4M65 — with an eye on 5M65. Though the 50-year-old entrepreneur has since achieved multi-millionaire status, his parents’ frugal way of living hasn’t changed in the slightest.   “My...