We are in uncertain times. For the first quarter of this year, some of the major stock market benchmarks have been tumbling, with some of the worst quarterly losses in two years. The S&P 500 index and NASDAQ composite have fallen 6.43% and 13.40% year to date. This uncertainty in the stock market was worsened by the ongoing tragedy that is Russia’s invasion of Ukraine which may adversely affect the European economy and consumer spending and business investment in the U.S. That’s not all; the U.S. Federal Reserve raised interest rates by 0.25% for the first time in four years since it cut them to near-zero when the COVID-19 pandemic broke out. Although investors were not too bothered by this, the Fed is ready to accelerate interest rate hikes throughout 2022 and attempt to reduce its unprecedented US$9 trillion balance sheet deficit in a bid to slow inflation down....