The government’s CPF scheme has been instrumental in helping people to save for their retirement. Comprising three components, namely the Ordinary, Medisave and Special accounts, each serves a specific purpose in helping build sufficient funds for various purposes. CPF accounts provide as close to a sure thing when it comes to returns, as they are guaranteed by the Singapore government, which is a triple-A credit-rated government. Of the three CPF accounts, the Ordinary Account (OA) is by far the most popular as it allows flexibility in using the funds for either education, housing, or investments. With an interest rate of 2.5% per annum, the OA is offering a return that’s higher than what most banks offer. However, with core inflation hitting multi-year highs of 2.9% in March, it’s time for investors to seek out higher yields. REITs offer a consistent dividend payment and hold portfolios of properties that can hold their value through good times and bad....