It is a commonly debated topic: should BTO flat owners be allowed to profit? Or should public housing be kept strictly as a way to house Singaporeans – and not as an “investment” vehicle. For better or worse, BTO flats have been said to be a “pot of gold” that can be unlocked after the 5-year MOP. Just look at those lucky owners who managed to purchase the Pinnacle@Duxton as a BTO flat, some of which would easily be sitting on a cool $800-$900k profit today. And it’s why aside from the fact that it is the most affordable type of housing in Singapore, many buyers (first-timers and second-timers alike) wait with bated breath for the BTO exercises because these flats would be brand new (and we know Singaporeans love new things when it comes to new launches). Love it or hate it, there’s no denying that there are many who see BTOs as a way to “make money”...