Contents:

1. Portfolio (2Q2022)
2. Transactions and Dividends  
3. Thoughts

Portfolio (2Q2022 - 03 July 2022) (Note: Share price and Forex as at 03 July 2022; Cryptocurrency is volatile and I have rounded down to lowest 50 USD) Performance Some commentary on my portfolio

• Portfolio is down a good 16% from 1Q2022. Ouch.

(back to top) Transactions and Dividends  (a) Transaction Summary

• Bought 15 units of Sea Group Ltd (NYSE: SE) at 78 USD each

(b) Dividend Summary

• Receive SGD 250 from UMS (SGD 0.02 per share)

(back to top) Thoughts Current sentiment is a reality check. Perhaps this is what separates the good investors from the lucky ones? Given the multiple rounds of interest rate hike, maybe this is the time I consider redirecting capital injection towards building up my cash reserves instead. I appreciate that my fixed rate bank loan has got a good 3.5 years remaining before it turns floating rate, and should it remain elevated beyond reasonable level (think...