Can You Qualify for a Credit Card Without Income?

Applying for a credit card is often seen as a sign of financial independence, and is indeed an important milestone in any adult’s financial journey. Having a credit card also affords you a great deal of benefits, which includes credit card points, cashbacks, and deals. Not to mention, the added convenience of just swiping or tapping on a terminal to make payment, instead of fumbling for your wallet looking for loose coins, or your mobile phone for PayNow. Additionally, making payment using a credit card also means you make payment for your purchases at a later date. This means your money can be used for other purposes, like accruing high interest rates in your savings account. However, is it possible to actually qualify for a credit card in Singapore if you don’t meet the minimum income requirement? What even is the...