The stock market continues to be volatile throughout the month of Jul so far following the end of the 1H. The market goes up for one day and then down for another, and then it goes back up again and people are calling it a bear market rally. Truth is, no one really knows about the direction in the market and these people are hesitant to enter back in yet didn’t want to miss the run when it matters. Psychologically speaking – it’s a lot of emotions being invested out there. Back to what we do on everyday life – cost of living is rising rapidly as most would have felt it by now. Electricity bills are doubling, materials price are increasing, and even hawker has started to follow increasing price. Even the likes of RedMart for online grocery delivery has started to increase its platform delivery fees as a result of increasing cost pressure....