Saving for retirement is one of the most important investment goals and for many of us, assets in CPF could be a major source of investable assets.  Why are we writing this?  This topic and more broadly CPF has gained momentum recently as many in Singapore are accumulating a large amount of their wealth in CPF, and are considering all the ways to work their money harder.  “Should I invest my CPF” is one of the top searches on Google! There are a lot of materials available on the mechanics of how to invest your CPF assets, including what you can invest in, and how to find the cheapest way to do so but the most important question of whether one ends up better off forgoing the 2.5% guaranteed return is inadequately addressed.  This seemed too abstract to tackle: on the one hand, high single digit to low double...