The latest Singapore Savings Bonds yields 2.00% for 1 year and 3.29% for the 10th year, giving us a 10 year average yield of 3.00%. The interest rates are paid every 6 months. Man, the interest rates keep going up. Not sure to be happy or worried here. Alternatively, Cash Management solutions like Endowus Cash Smart (Core: 0.8-0.9%, Enhanced: 1.8% to 2.1%) could be a better idea for those looking to have a balance of liquidity and interest rates (note that Enhanced and Ultra have some minor volatility). Withdrawals are in shorter 3-5 business days unlike the Singapore Savings Bonds.  Application/Withdrawal period is from the 1st Business Day of the Month to the 4th last Business Day of the Month. You will receive the bonds/money on the 1st Business Day of the next month. The fee is $2 for application/withdrawal for any sum in multiples of $500. This bond is a AAA bond backed by Singapore government (very safe). You can invest it with cash...