There are many ways to Rome and therefore different people different strokes. Being FIRE and retiring early doesn't mean we cannot do some work we like. It just gives us more options while fulfilling our personal goals. Current Cory Plan Layering Strategy is still emotional preferred way for me. Lesser stress and something to do !

• CPF ( RA = FRS at age 55 )

• SSB ( Max )

• Multipliers ( Max )

• Equity Dividends ( sizeable portfolio more than 1M )

• Equity Growth

• Rental Income

Plan B For above not everything will be perfect and if specific goal failed or changed, there needs to be adjustment aka modification below depending on needs. Modification 1 : Part time work maybe 500 to 1k monthly - This is low hanging fruit if we just miss a little monthly income to supplement. It can be from hobby. Modification 2 : Down grade Apartment to Studio or 3 rm - Downgrade of lifestyle but still acceptable to lower expense and boost additional cash Modification 3 : Hit/maintain Senior Position in current work that requires experience than time...