Yangzijiang Financial Holding (YZJFH) results are relatively muted- interest income was slightly lower due to the shifting of cash from China to Singapore rendering it not invested. Earning per share wise- the first half saw 3.45 cents earnings. I foresee the full year earnings to be 7 cents. Based on its dividend policy, this means at the end of the year, an investor should expect a 2.5-2.8 cents dividends. At current share price of 39 cents, this means a 6.7% dividend yield Risk- High exposure to China Real Estate Sector  From its PowerPoint briefing (pages 24-27), YZJFH has about 43% of its $2.5 billion PRC debts in China's real estate and construction sectors. This works out to $1.07 billion exposure to China's property sector. As a proportion to its s$4.5 billion asset, YZJFH has a 23.7% exposure to this sector. This is quite a large exposure to the declining property sector that China is trying to rescue....