Premium credit cards come with all the perks and benefits of regular credit cards, plus a few extra bells and whistles. Designed specially for affluent Singaporeans who make at least S$120,000 a year, they naturally also come with hefty annual fees. Premium credit cards are certainly more exclusive and offer a plethora of lifestyle, dining and travel perks all year round. So if you're a high-income earner, or are aspiring to be one, here's what you can look forward to if you're planning to get a premium credit card.

Perks for Premium Cards

Miles

Though many cards can earn miles at competitive rates, premium cards often separate themselves from the pack by not having an expiry date on the miles that you earn. This allows you to spend more time accruing miles for a bigger reward, rather than being forced to spend them as they are about the expire lest...