Are you starting new in the investment world and looking for help developing a fit-for-purpose financial plan? Are you wondering how to include national schemes into your life goals as you kickstart your journey in investment? Do you need to start making conflict-free financial decisions as you prepare for your retirement days? If your answers are positive in all or one of the questions, then you are in the right place. In this article, you will learn how MoneyOwl works and how it can assist you in creating a comprehensive and competent financial plan. What is MoneyOwl? MoneyOwl is a social enterprise by NTUC Enterprise Co-operative Ltd in ventures with Providend Holding. It takes pride in ranking itself as Singapore’s first-ever bionic financial advisor. However, don’t panic; you will not be getting your financial advice from robots. Instead, it combines the benefits of technology and professional financial advice from a certified financial advisor.