I have recently learned about the envelope budgeting strategy, and will share more about it in the  upcoming months… have school work to catch up on! For now, here’s a quick update. Robo-advisors Syfe E100 Staskaway 36% Robo-advisors are a great way to DCA into the market and automate my investments, they provide great diversification with auto rebalancing. About 5% of my income goes straight into these two. Just set a standing instruction in your bank and you are good to go, fuss-free! My portfolio On the other hand, my portfolio hasn’t been doing so well. Although half of my portfolio is down. I am unfazed and remain confident that the market will rise in the long run. As the quote goes, “Bull markets makes you money, but bear markets make you rich.” Every dip is an opportunity! For what I lost; I gained in experience. Comment down below if your portfolio is also down underwater!...