This post could potentially cause another small saga as I might be deemed as financially reckless. 🤯 We are now into Q4 of 2022 and the final stretch! It's also the 4th month of my FIRE journey. In early September, I did a review of the goals I wish to achieve. Happy to say I have completed most of the goals except for working out. I passed my realtor exam (whew!) and started an IG account. Things like spending time with family and spending within budget are on going goals, so I didnt cross them off. The 1 thing that I didnt talk about is I have a plan to apply for an EC since I am not working, we are comfortably under the 16k salary cap . EC is an asset class that I have been targeting for a long time but not within our reach as we have always been over the salary cap. It's