We all know inflation is driving up the cost of living. And stock market uncertainty has pushed many investors to the verge of capitulation. 2022 has been a horrible year for investors because whether you invest in stocks or bonds, you most probably have ended up losing money. As you can see from the chart below, even a diversified 60/40 portfolio has suffered the worst YTD return in the past 100 years. There is a saying that cash is king in a stock market crash. But even if you were to hold cash, you would still hope to earn a higher return. In this article, we will talk about “cash alternatives”. What are Cash Alternatives? Cash alternatives often refer to investment options where you can earn a higher rate of return than your savings account. But if you understand the world of finance you realize...