Dear Smart Investor, We believe that everyone can learn how to invest smartly. But here’s the thing: reading a book or attending an investment course can give you the basics. Theory can only take you so far. You can’t learn investing by reading alone, just like you can’t learn how to ride a bicycle by reading a manual. Investing, like cycling, has to be experienced to be understood. And we go beyond educating our members by supporting them when they have questions along the way. That’s important for this particularly challenging investing climate. In the spirit of education and sharing, we would like to present to you a sample of pertinent questions that our members have asked and our answers to each one. We hope that the answers below will be useful for you. The questions below have been edited for clarity and context.  “There is a lot of talk about a recession next year.  ...