Accidents, as its name implies, are unfortunate events that happen unexpectedly and unintentionally. At certain times, with no fault of our own! And accidents may also cause you to lose a limb or two or, worse – become temporarily or partially disabled. Or, what if you accidentally contract a disease from others? Moreover, you might incur medical expenses from being admitted to a hospital when you’re met with an accident. These hospitalisation expenses can be covered by Integrated Shield Plans (IPs). But what if you’re not hospitalised? How would you be able to claim your medical expenses? Thus, it is important to have a personal accident insurance plan to protect against such unforeseen circumstances and to bridge this gap. Not sure which is the best accident insurance plan for your needs? Read on to find out.

What are Personal Accident Insurance plans?

Personal accident insurance plans are policies that compensate you...