With the year coming to an end, i have decided to split the reviewing into 2 parts. The first part consist of what went well, what did not go well and general thoughts. While the 2nd part will be more on the 2022 returns portion. (One of the things I manage to do in 2022 was to go Korea to catch a concert) General Thoughts It has been nothing short of a strange and volatile year, with news of interest rate rising along with inflation rates, the world scrambles to respond to higher prices which is felt from a larger scale such as more expensive loan rates to the smaller scale of increase in prices of food and drinks. In any general finance theory, the increase discount rate will cause a reduction in valuation of companies and those who are unable to pass on cost due to inflation (for example unable to add price in a competitive market yet having to...