Hands up, to those among you that are procrastinators. (Alright, disclaimer here – I’m one among you but need both hands to type, so I’m temporarily keeping my hands down) Yes, its human nature to procrastinate, and the reasons are myriad – We are afraid of making a mistake We might be anxious or afraid of something We are perfectionists that want to get EVERYTHING right We fear criticism We might feel overwhelmed And so on, ad nauseam. For all the times that procrastination has cost us dearly (think of the last-minute assignments completed, waiting till “tomorrow” to start that healthy diet), there is one sinister implication of waiting too long when it comes to Life Insurance. If you are brave enough, read on. The Scenario Our protagonist of today’s story is Patrick the Procrastinator. Patrick is currently 30 years old and does not smoke. He does up to his Life Insurance agent...