Here are my monthly financials for December 2022.

Top 3 Income Sources

Clinical Trial – S$1,700

This is payment for a clinical trial I just did.

Government Grants – S$700

This is from the GST pay out, S$500 from Cost-of-Living Special Payment and S$200 from Assurance Package Cash Payout.

Affiliate & Referrals – S$686.91

For trust bank, the number of referrals has dropped significantly and for the last week of December, I don’t think there are any more referrals coming in. I got S$165 of Trust Bank referrals this month. Also, according to the terms and conditions, it seems that the referral promotion has ended on 31 December 2022. If you still have not signed up for a Trust Bank account, you can check out how to get the sign-up rewards here. I got my first ShopBack referral of S$10 this month. I also got 3 referrals from...