For the month of February, applying for Citi cards gives you a choice of three popular and pricey gifts:

• Dyson V8 Absolute™ (retail S$499)
• ErgoTune Supreme(retail S$599)
• Sony WH 1000XM5(retail S$575)

You need to be a new-to-Citi cardholder (or cancelled your last card more than 12 months ago), and meet the minimum spending requirement. There’s an easy way to meet the spend requirement, so read on to find out. These gifts are all critically acclaimed as far as I can tell from googling reviews, but if you don’t want any of them, there’s also another highly rated gift option: S$350 in cold hard cash. Actually it’s digitally transferred to your account via PayNow, but you can always withdraw it from your account if you want it cold and hard. Also, these gifts are fulfilled by SingSaver, and per the terms and conditions can take several months to...