Career & Education
Rating Different Income Sources by Difficulty
By Sethisfy  •  February 18, 2023
With rising costs of living and the desire to live comfortably and even retire earlier, having multiple sources of income has become a necessity. That’s why I believe in having multiple income sources, and I rating different income sources I’ve personal experience with by how easy it is to set it up, and the effort versus the income ratio.

Having multiple income sources is also useful if one desires to do things like geographic arbitrage, and my hope is that this will be useful for those looking for a side hustle or for those who are just curious to see what kind of income streams are available in Singapore.

Income Source 1: Day Job Ease of Set-up: ★★★★ Effort-Reward: ★★★★ Like most people, I am now gainfully employed and have a full-time job! This started since June 2022, and I would say that getting...
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By Sethisfy
As an adult, I’ve been through many ups and downs in my career path and personal finance journey, not unlike many Singaporeans. From my years as a tied insurance agent turned independent financial adviser, I realised that there are very few sources of proper, unbiased financial advice for working adults to access. Worse, self-styled “financial consultants” are selling products like savings plans and ILPs to the detriment of the clients whose interests they were supposed to serve.
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