I have been busy with work recently; hence less time for reading. Less time and energy in fact for blogging. The most recent article(s) that caught my attention was Kyith’s post. I Don’t Write All These Retirement Income Bullshit Just for Clicks. (read here) 9 Strong Points to Why I Say, the Dividend Income Retirement Mindset is Not a Good Retirement Risk Management Model. (read here) Personally, I believe anyone has the right to post their views. They are personal opinions. Kyith backed up some of his points with historical data which is great. Nevertheless, what works for him may not work for you or me. It is great that he shared his views. Unfortunately, when we air our opinions in public we do occasionally get negative comments. Let me share my opinion. From a very layman’s retail investor point of view. FYI I am not working in the financial sector and I don’t really have much time to analyze ETFs....