As i had written in a separate post, anything above 3.45% in T bills rate is better than CPF OA. With this first hurdle cleared, the second question is when is a good time to utilise a large amount of CPF OA into T bills. In my view, the time is now. Interest Rates for Singapore Bonds are Flattening On the international market front. yields for Singapore bills/bonds are not going up. The daily yield for MAS T bills issues have remained the same for the past 1 month  and my expectation is that rates are not going to increase much henceforth. Similarly, the SORA has demonstrated the same trend where it has not increased but decreased a little. This is due to the expectation that the US Fed may hike at least 1 or 2 more times and they have kept inflation in control Expectations for Latest T-Bill rates Based on the latest issue,...