The current month SSB 3.16% on average for next 10 years. If you refer to my last article (SSB – SBOCT23 GX23100T This month – 3.16%! Buy or bye?), I have mentioned that I am more inclined for opportunities in market rather than SSB, since I have lots of SSB now. Additionally, short term rate in Money Market Funds, or high saving accounts like Esaver, CIMB FastSaver, OCBC360, UOBOne are already giving me 3.5% to 5% in the short term, which is much higher than the 3.05% of SSB. Current issue is only slightly higher, unless you have millions in SSB (which you can’t since the limit is 200k), the difference are not that big. The purpose now is to lock in the 10 years decent rate but it seems like the high rate can last till 2024 and 2025 – great news indeed! Additionally It’s enticing to apply for this month SSB but I didn’t because it’s more attractive to buy equities instead in this current stage of market....