Achieving financial freedom and securing your retirement largely depends on building a portfolio of income-generating assets that provide a steady stream of passive income. A low-cost income investment portfolio is an essential component of retirement planning. Among the investment options available to strengthen your income portfolio is the Singapore Savings Bond (SSB), which offers increasing interest rates with virtually no risk of capital loss, making it a compelling alternative to T-bills. Additional reading: 4 Cash Alternatives to Invest in for Retirement When the Stock Market Is Volatile This month’s bond, SBNOV23 GX23110V, which has an Issue Date of 01 Nov 2023 and a Maturity Date of 01 Nov 2033, will have an interest rate of 3.21% to 3.63% per annum, and an average yearly return of 3.32% if an investor holds the bond for 10 years. But, if you only hold the SSB bonds for one year, with two semi-annual...