Nothing beats earning more miles from than usual that you know, it is never a passive game but an active game of cards. Would you rather earn 1 miles or 4 miles from $1 spent?

If you’ve not started, 4miles right now is one of the easiest, highest MPD (miles per dollar) you can get for general spending. However, if you’ve googled about “highest mile card”, you would probably have heard about 6 MPD (UOB’s Lady). IMO, I’d this is only good if you’d have a frequent transaction habit on a specific category. So what are the two cards I think are optimal based on your spending habits: $1K Monthly Spending Habit: Citi Rewards Card (4MPD) + Amaze (for Offline Transaction)
– Rewards the first $1k spent through online transaction (doesn’t include Applepay/Paywave | Travel transactions)
– Amaze converts your offline transaction to online transaction (paywave) $2K Monthly Spending Habit:...