The latest Singapore Savings Bond (SSB) offers a 10-year average return of 3.4%. We find out if we should subscribe to the latest SSB or consider waiting for the next one. What happened? There has been much discussion about the latest SSB (SBDEC23 GX23120Z) which will be issued on 1 Dec 2023. Many investors have take notice of the attractive 10-year average return of 3.40% per annum offered by the Singapore Saving Bond (SSB).  However, we have also received many questions on whether we should subscribe to the current SSB or wait for the next SSB. After all, we might have limited spare cash, and are not able to redeem the SSB and use the same pool of money to subscribe to the SSB in the same month. As such, we decided to take a look at what the indicators on what the projected interest rate for the next...