With potential interest rate cuts next year in mind, I am planning on my Singapore Savings Bonds (SSB) purchase and redemption for this month.
I think the SSBJan24 could be the last or one of the last SSBs with 10 year average yield above 3%.
I logged in to SSB Portal using SingPass to verify my existing SSB portfolio.
Upon login, there is a dashboard showing an overview of our SSB portfolio, total interest amount to be received in future, breakdown of SSB investments by Cash or SRS, as well as the amount we could further invest before hitting the individual limit of S$200k.
I currently hold S$150k of SSB and has S$50k to go before hitting the individual limit.
Clicking on "View Details", we can zoom into every single SSB in the portfolio....