The end of the year is upon us and if you have some spare cash sitting around, there is only a small window to grab these fantastic promos. Check out the list below where I rank the different savings promos according to their returns. Note that some rewards are non-cash gifts, and an approximate valuation of the gifts are used to estimate the added return. Refer to each promo’s terms and conditions for eligibility and exact details. HSBC EGA promo: 4.6% p.a. for 1 month HSBC EGA’s latest promo gives 4.6% p.a. return for just a month, but that may be enough to reset your OCBC 360 account. This is open to new and existing HSBC EGA users alike, although the rate is applicable only to top-ups compared to your November 2023 balance.  ...